A service that allowed users to divide the cost of purchases into smaller, more manageable installments through a popular mobile payment application is no longer available. This functionality, similar to buy-now-pay-later programs, enabled individuals to acquire goods or services immediately and settle the outstanding balance over a defined period, often with interest or fees. Its removal impacts user payment flexibility within the platform.
The availability of such installment payment options provides benefits such as increased purchasing power and budgeting control for consumers. Historically, similar financial products have offered access to essential or desired items for those who may not have the immediate funds available. Discontinuing this type of service may limit users’ ability to leverage short-term financing for everyday transactions or larger purchases through the application.