The phrase alludes to the exchange of prepaid stored-value instruments for immediate monetary compensation via a specific peer-to-peer payment application, circumventing typical identity authentication protocols. This proposition suggests a method of rapidly converting stored value into readily accessible funds.
The perceived value lies in its speed and accessibility. Individuals seeking quick access to funds may find this appealing. Historically, the resale of these instruments involved formal verification processes to mitigate fraud and ensure regulatory compliance. The absence of such checks potentially introduces elevated risk.